what does a credit score of 800 mean

My credit score is 695?

The report I had said PLUS: OnTime all bills paid (without red mark) and have not negatives and negatives of my report, I am more than half the limit of my credit cards and my credit history is young (less than 4 years) I have a lot speed of the school, but then others who have no income and our home is $ 72K (I am not hesitate:)) with just me and her husband (who has bad credit) I buying a car and get a new flat next year at the same time. You think I'm going to be difficult? I moved and the rent is $ 1400 a month, I'm looking at $ 800 per month off Denver, CO anyway, 695 good, fair, poor? I'm not sure what it means to a number! THANK YOU!

I linked A table showing a very basic overview of credit ratings score. 695 is slightly tilted towards the fair and equitable, and graphics. The result is that probably will not have trouble getting a car and a new apartment. The bad news is that probably can not expect to get high speed. If there is a low level of funding available to "qualified buyers" can not be. You will always be able to buy not just one car at a stellar rate. Some of the main factors affecting their rates are as follows: debt in relation to how credit = credit available that you have and how it is used. Having more available, the better. If you have such unique, total credit of $ 1,000 available and used $ 850 then you're close to overspending with credit available and reflects poorly. If you have $ 2000 available for $ 850 used is best. Patterns = Payment once payments or negative comments or judgments. The credit history of accounts = Ya does not look better. This This is a fine line to walk sometimes when you offer better rates. Worth keeping an account open and accepting new account, but not the most powerful card unless you can pay monthly. It takes discipline to be able to control their spending, and if you can not leave a card only when you have credit available, then there is an option to consider. Many other factors, but what are your biggest concerns. Wikipedia had a good map also linked below to show what contributes to a credit score. Hope this helps.