How To Raise Credit Score & How To Get Out Of Debt

Should we redefine the definition of "credit card?

With more people are sinking into debt with credit cards as an extension of your income, it seems that most people do not really understand what a credit card, or how you can have global impact of their finances. See the company is redefining the standard terminology for many words (eg, living room = big), why not change the card Credit word "for" temporary credit card "or something that indicates the use of these cards are not only impacts on the credit score. Really I think people do not fully understand what the term means or how to use a credit card.

Do not want to sound harsh, but I had credit cards for over 35 years and never had a problem because I took the time to read and understand the terms and conditions. Besides, I always pay my cards off in full each month in order to reap the benefits of cash back, never pay interest or fees. I made several hundred dollars a year doing this and I'm not at all feel for the people who are not smart enough to do the same.