credit card debt loan consolidation

Please help me, I need a personal loan to credit card debt altogether.?
I $ 15.000 debt card credit and need a loan to help me build my debt and make a payment. My credit score is 615. Does anyone know who can help me with this. I do not want consultants to consolidate debts. I have not the full history of late payments or negative input from others.
This is known as "borrowing from Peter to pay Paul" to get a loan to pay off other loans. Do not. Instead of trying this. List all debts owed by the lower amount larger. Then start to pay the maximum amount you can each month for the smallest debt with the idea to pay soon, and only pay the minimum payments on large debts. After breakfast, off and then start the next line and go from there. Each time you get the money In addition, the application against its debt, even if you have sent a payment. Organize a garage sale, sell on eBay, a second job, there is nothing that will help you get the money to apply to the debt. Not getting the best credit score, is the elimination debt. You can get help on how to accomplish this by reading and listening to Dave Ramsey. He has a talk show can be heard on the line through your files, and forums to help others who are in debt. Dave has been there (the debt) and knows what is similar and is now helping people help themselves. http://www.daveramsey.com
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