poor credit unsecured credit cards

What banks offer unsecured Visa or MasterCard for people with bad credit?
I need a Visa bank to offer people with bad credit. However, I do not need a bank that charges monthly maintenance fees.
orchard bank itself is the best bank to go if you want www.orchardbank.com guaranteed they do not charge monthly fees, but charge a fee of $ 35, are great, I've had for the past 4 months, after a year for sure. Rather than credit report Monthly you will receive your score a little better if you pay on time. check will not be disappointed.
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