poor credit need loan

Need a personal loan of $ 15,000 and I have bad credit?

I need about $ 15,000 to pay off past debts I can not find someone to give me a personal loan, because I have bad credit. I do a lot of money, I just get back at all, when my wife lost their work and paid bills once until some could not be paid at all, 'm soooo lost ideas? I do not own a house, and this is not makeing more debt if I have everything in one payment, which would be a great Chaep

Instead of taking a personal loan, why not look in some parts of the reduction debt? Many of them reducing the amount owed to you and may even give a loan to consolidate debts. Do a search on Google for the reduction of "services debt "and shop. I bet there's one that works for you.