minimum credit score for mortgage approval

minimum credit score for mortgage approval
What is the minimum credit scores for mortgage approvals in nj?

Hello,
Im trying to plan for a mortgage. If we had about 50k saved up and we wanted a 300k mortgage what credit scores would we need to get approved.
Lets say these are the circumstances:
husband has had a steady job for 2 yrs
Wife has been consistently working but not at the same company
income range is 70-80k a year

Thanks!

three weeks ago this would have be a piece of cake to answer – now who knows — if you really do some research and look into maybe buying one of these bad mortgages the govt is going to pick up — with that much down payment you should be able to talk a great game!!!


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