good credit score wikipedia

What makes a good score and bad credit?
Please include your soarce. I can not use Wikipedia.
What makes good credit are: – Ontime payment – low coefficient debt limit credit – Payment of debt (not just the transfer of account to another) ever – requiring up to your maximum credit limit. – Gather the past due bills What bad credit mark are: – Payment late debt ratios and higher credit limits. – Closing an account is not used – The opening of several new accounts in a short period. – Have mixed types credit such as credit cards, revolving credit loans Fixed


