How To Raise Credit Score & How To Get Out Of Debt

does anyone know if the Equifax program “Debt Wise” is a good way to help someone manage and pay down debt?

Will this hurt or help my fico score?

The only program you need is either MS Money or Quicken enter all you banking, bills, and income in to that. Then you can see where you are spending/wasting money and how much you owe.

You can find older copies online for 5 or 10 bucks. It does not need to be the latest copy. But you do have to keep it up to date.

Once you see what you have been wasting you money on, it becomes much easier to save/pay off bill’s.