debt wise from equifax

Equifax 3-in-1 Monitoring vs Debt Wise?

I'm new credit and I want to do three things: Follow my debt (and pay easily as possible.) Follow my credit score (and put in place). Helps prevent identity theft. All three are high priority for me, but they are in descending order from highest to lowest importance. Equifax offers two services. 3-in-1 Credit Control for $ 13 per month and Wise debt for $ 15 a month. Can anyone give me information on these two services? Some People told me not to not lose money, and only keep track of everything myself. But the organization has always been one of my weaknesses and I am willing to pay for services.

Equifax is much higher, a little more expensive but you know, in general, you get what you pay for. The gold watch credit score clock is the best for what you want, it comes with credit monitoring to those offices, the credit score Equifax control block and you can pull the equation if you want daily report, sending email messages when something changes