debt negotiation letter samples

Does anyone know where I can find samples of debt negotiation and settlement letters to send to my creditors?

I have charge-off and collection accounts listed on my credit report that I am willing to pay, but I want to send letters to each creditor so that they can agree.

You should send them a validation letter first! Don’t pay them if you don’t have to! Make them validate the debt first!

At the same time, send the credit bureaus a dispute letter, disputing the negative items. They may remove some of them from your report.

Validation Letters – http://aaacreditguide.com/validation-letters/

Dispute Letters – http://aaacreditguide.com/dispute-letters

Debt Settlement Letters – http://www.creditinfocenter.com/debt/settle_debts.shtml

Good Luck!