debt elimination scams

to get a loan for the elimination of credit card debt …?

I had a company called CDS contact me about Debt consolidation with my credit cards. Does anyone know if they are of good reputation or a scam?

Consolidartion combines easy debt payment, usually at a lower rate. They can lend money at a lower rate than you need to creditors and payments are spread over a longer period of time. See with theBBB first to see if there have been complaints about them.