debt anonymous

Gambling Addiction / Credit Card Debt – California?

I am 29 in California. I am employed and make over $100,000. I have a gambling addiction which has ruined my life. I owe a lot of money but i owe $30,000 among 3 different credit cards, a USBank Card, CitiCards, and Discover Card. I have lost all my money and can’t afford any of these payments. 2 of the cards have let me go over my credit line. I am currently attending Gamblers Anonymous and seeing a therapist for my problem. But i was wondering if you guys had any solutions to what i can do about the credit card debt. Can i work something out with my credit cards companies? Or can i say i’m not paying because online gambling is not supposed to be allowed with credit cards but yet somehow all 3 of those cards let me gamble with their cards? Do you guys have any suggestions about how i can maybe get out of paying this debt or at least getting it reduced? Thanks,
Dave

You might get your problem solved by telling them about your addiction. If you agree to pay 20¢ on the dollar that you owe. The settlement would be for cash today; not a payment plan..