credit scores and ratings

credit ratings for people-oriented?

Payments can be in the things of every month and not people like me who would like in your Instead, build and buy something absolute? as I am saying why those payments f * ck have a higher credit rating than it saves and buys everything so in total? I do not like the idea that something might happen and something is taken away from me because I missed a payment or something. I have no credit card and refuse to have. make payments *

Well, if you decide not to get a credit card or applying for any type of loan is a personal choice. But not may be angry because the credit score is aimed at those who have loans or credit cards. Most people pay their bills on time, or a responsible manner. The reason why someone who has been given a higher credit rating (although shit and could not support a toothbrush .. LOL) is that there * in the world of credit. You, however, are entities nameless, faceless. You are not on the credit report or score in the world due to its failure to obtain credit. You do not have a history of how you pay your bills to the extent that the loans or slices, etc. I do not blame you pay for simple things but probably come a time in your life when you ask a type of mortgage or loan.