credit score required for mortgage

Does anyone know of a lender IRRRL VA loans require no credit rating?
Our original mortgage a VA loan. We have received orders and were in the house less than two years. House prices have fallen dramatically (We are in the state of Florida) for sale not really much of an option. We were behind some payments to me to be fired for almost a year. We are having trouble finding someone to make this loan, because we have to refinance to get the payment so we can compete with the rent and have someone at home before going otherwise we to enter.
No. There is in Florida today. Maybe in a few years. Credit limits are increasing, not removed completely …. that is what they want.
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