credit score ranges excellent

Need Personal unsecuredLoan for $5,000, payable over a 48-60mo time frame?

Two years ago fully discharged bankruptcy, chapter 7. Delinquency, extended full time unemployment and subsequent bankrupty caused by past and now solved health and family personal problems. No present debts of any kind. Excellent source of income. Lifetime monthly pension of $800.00, plus $2,554.00 of combined social security benefits (age 64/62),,,,no tax liability. Money to be used to provide younger son for move to another state ($2K) and the balance to buy a small good car so i can go back to some partial work and dont leave my wife without transportation. Know i will need to pay a premium related to the interest due to my past credit history. Credit score should be in the 550-560 range…..

If you don’t qualify for a private loan or a low interest credit card because of your past mistakes, you may want to check out http://www.prosper.com . This is a website where you can post your situation (younger son’s move to another state) and regular people will bid to fulfill your request. Your loan isn’t that big, so I am sure you won’t have any trouble getting it filled. It does help, though, if you have decent credit as when you enroll to the website, you will be assigned a letter ranking based on your credit. Obviously the higher the letter ranking, the better interest rate you will be able to get. You make monthly payments on the loan spread out over a period of 3 years. This is much better than the alternative which is your traditional payday loan which can have interest rates in upwards of 400%! Good luck and I hope you find what you are looking for.