credit score online

I have my credit score online from all three agencies … Read on and see if you can explain what happened?

Today I had three partitions resulting from the same agency (Equifax). Now I know that there are three different credit bureaus, however, I mean three results came from Equifax. Online, was 698. I asked to my bank about financing and the result was 654. I called the car dealership on the funding and it was 673. Why so different? The bank told me to get a score based on a formula other than that I was given online. So if in every place gets a note based on a different formula, what's the point? Odio credit!

Weighted scores May slightly different circumstances. For example, if you apply for a mortgage, they will want to weigh more LONG-TERM credit history, stability of residence, etc. by a single credit card from the store, these things are not so important, and the weight of the history it has in the department store or other credit cards more. This will cause different numbers come in any circumstance. While no differences significant in number, must go.