credit score highest

Why is my credit score higher that I get from mortgage lender then when I pull it?

So why would a credit score be higher when pulled by my lender then when I get my fico.

Three agencies and three different scores – yes. But, also scores can vary from the same agency, as there are different types of scores that can be pulled, depending on the type of lending that they are doing. The agencies do this to help the lender better determine risk. One profile may be low risk for a mortgage, but a higher risk for a credit card