credit score high

where can i get a loan if i have a low credit score? (high interest is fine)?
I have been searching, but all i ever get is an affiliate company or 3rd party company, i want a direct line to a lender. I do not care about high interest.
I AM IN UK
You can ignore my advice if you like, but I doubt another loan is what you need.
In addition to your low credit score, your indifference towards a high interest rate suggests to me that you may not have a basic understanding of how finance works.
There is a way out for you. Look for a credit counselor in the phone book. The good ones are free or nearly so. They will help you budget. What you need to do is figure out how much you will need to pay to make progress on your debts, then pay that first each month, living off the rest, however little that would be. If you cannot afford to even make that kind of debt payment, then getting another loan would only make the payment higher. In such a case, you would need to make drastic changes in your lifestyle such as selling your car, getting rid of your cell phone and computer, getting a second or third job, moving back home or in with a friend, and eating just beans and rice for a while. You need not necessarily make all of these changes, these are just some ideas that many people consider unthinkable. It does work. After the first time, even if you reduce your debt only a pound, you’ll be on your way. Eventually, the debt will be all gone, you’ll have good credit, and also be wise about finance.


