credit score auto loan rates
If I apply for an auto loan at a car dealership, which credit bureau do they usually pull my credit score from
I just pulled my credit scores from the three bureaus and they are:
Transunion: 697
Experian: 702
Equifax: 689
I’m hoping they pull my score from Experian! Will I qualify for a good rate if I go to the dealership for a new car?
If your score is less than 5 days old, you can use it at the dealership and they don’t have to run your credit again. The dealership doesn’t decide what score to use, they send your scores to the finance companies who decide whether or not to approve the loan. The dealership wants to sell the car more than you want to buy it, so in your case, they’ll use your Experian score. By the way I sell cars, and if you want tips on how to get the best deal, email me – nkapusta87@yahoo.com
