bad credit what to do

Does my good credit have an affect on my partners bad credit when applying for a loan?

My partner is the main income earner as I currently stay at home with our three year old son. I have a flawless credit history but cannot get a credit card as my income is too low. My partner has had trouble applying for a loan due to bad credit. If we were to apply for a joint loan or a credit card would my good credit help us?

Bad credit is one of the worst problems to have… however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!