bad credit want to buy a home

How I can buy a house with bad credit, but a lot of money?
What programs exist for people a lot of money with bad credit? I want to buy a house. I have a good job at age 10. I work on my credit card, but my score is not only fast enough. I want to leave my apartment.
FHA credit score up to 500 if you have a 10% down and score 580 with 3.5% less. However, most insurers will ask you to pay all active collections and have no late payments for at least a year. The hardest part will find a lender who knows. Check with your real estate agent several times to know where the lenders are more sophisticated.
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