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I have 6 items on my credit potentially negative. How I can clarify that?

I just turned 24 Thursday and I realize that I am and the need to establish credit. I've never had a credit card or store cards or other loans. All my debts are things such as Sprint PCS, Bellsouth, gas bill, Direct TV and the closure of Washington Mutual account. The debt of each are about $ 300. I letters of collectors since 2004 and have not responded to a of them. Now I've reached my Sencer'm ready to grow into a responsible adult. What is the best way to go about cleaning my credit I will never buying a car or house without any problems. My Bad Credit? How long to get good credit? "I can purschase a house in 1 year if I get now?

Call all in place, and provide 40% as payment in full. Can get a higher amount, but the key is to start small and allow you to wear. You compensation remains debt unless you really owe. Another trick is for all 3 credit reports, and the challenge of debt. If the creditor does not respond within 30 days to the credit bureau deleats the 30th! The reports that you need to ask are Experian, TransUnion and Equifax. You can apply online for free every year. You can also challenge the online debts without having to mail anything. If you do this, you can buy a house in 45-60 days a year. The best way to buy a house if not create credit, credit, and other ill is to get in a rental option PURCHACE. You registor RECORD LESSOR a lease of land titles in your county where you live. After a year, you ask COUNRTYWIDE refinancing. You will not have a down payment or closing costs, and now you own the home! Email me back if you Need more information or do not understand. 'Nuff said ????????