bad credit mortgages

How can i get a mortgage with bad credit in NZ?

Hi I’ve got bad credit and I would like to buy a house I’m working got a decent job but dont have good credit. I’ve paid off most of it and have record of that. I’ve looked at renting to buy a house but there are things in it im not too keen on. If you are able to help out with some info in directing me to the people I need to talk to I’d really appriciate all your help.

What is bad credit to you? Technically you only need a 500 credit score.. make sure your finances are in order though. Don’t overdraw at the bank, and as a matter of fact have like $5000 in the bank because they want to see that you have some moeny.