bad credit mortgage loans

Is there anywhere that I could apply that will approve me for a mortgage loan if I have BAD credit?

I am a mortgage consultant and deal with this a lot. There are sub-prime lender that deal with poor credit scores. Some lenders can go by the high score of the three, some go by the average of the three, and most go by the middle score. As long as you have a good job history and the percentage of the loan to the homes value is pretty low you should be able to get a loan. Also, your debt to income has to be under 50%. Good Luck, any other questions feel free to contact me.