bad credit mortgage calculator

Is my credit score too bad to buy a home???

I am a 25 year old single male. I am looking to buy a new home next year and I recently checked my credit score to get an idea of what I would be looking at. My credit score was significantly lower than I thought it would be. I am only at a 513. I have a bunch of accounts under collection from when I was younger, and quite a few medical accounts still open. My larger accounts have pretty good payment histories. I have never owned a home before, but I have a few good years of rental history. I recently purchased a motorcyle which will hopefully help my credit, but it is a very new account, so maybe it is hurting me more than helping. I tried to look up mortgage calculators, but I have no idea what kind of instrest rate I would be looking at. Also, I am not even sure if there are any companies that will finance me with such a low score. I have a job where I make about 60-80k a year, but I don’t don’t know if that will be enough. What are some quick things I can do to bring my score up?

One way is to piggyback off someone with goodcredit. Another thing you need to do is dispute all those negatove accounts even if they are your accounts (9 x out of ten all wont respond within 30 days) therefore it would automatically fall off. The piggyback is the best especially if they have a card that with history and a low balance.

GOOD LUCK