bad credit consolidation loans

Bad Credit, Need Bill Consolidation Loan, Where?

I have bills totalling around $5500-6000 and need a loan to pay them off and close all the accounts and then just pay off the loan instead of 6-7 different payments….my credit is around 450, so pretty low, i’ve tried a few places but haven’t been approved, any ideas, or I mean places to be guaranteed a loan? This debt is from when i was a teen and now i am older and mad at myself for it but trying to get rid of it…help!

YWCA