average credit score to get a mortgage

when a mortgage company checks your credit score will they do an average of all 3 combined?

i was told that all i needed was a credit score of 600 to qualify. and i only scored above 600 on one of the 3 major score companies( equifax) but the others are very very close to 600. will they do an average of the 3 scores combined?

The score they will go by is whats called the middle score there is no averaging.

So if you have score of say 623, 580 & 560 they will use the 580 score.

They also only look at factual credit reports which are quite different then regular report like the general public sees at any of the sites on the web.

And for those that don’t know debt to income has nothing to do with credit scores.